Why You Need jewelry Insurance
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Spot On Coverage
Some of the jewelry we help find coverage for:
COMPREHENSIVE PROTECTION:
While a basic homeowner insurance policy may provide some coverage for your jewelry, it’s often limited. Ensure comprehensive protection with dedicated jewelry insurance!
DISAPPEARANCE COVERAGE:
Homeowner policies typically exclude coverage for disappearance of jewelry items.
WEAR & TEAR PROTECTION:
Receive compensation for repairs due to normal wear and tear. Such coverage is not included in your homeowner policy.
PEACE OF MIND:
Even if your appraisals are outdated, your jewelry will be insured for its current value.
Standard Jewelry Insurance Coverages:
Accidental Loss Coverage:
If your jewelry accidentally falls into a lake or goes missing, don’t panic. Your jewelry coverage has you protected.
Theft Coverage:
Whether your jewelry is stolen during a home break-in or while you’re out and about, you’re covered!
Damage Coverage:
Accidentally chip your diamond ring or break a necklace clasp? No worries, your insurance has you covered for such mishaps.
Worldwide Travel Coverage:
Traveling internationally? Your jewelry is covered for loss or theft, ensuring peace of mind wherever you go!
Disappearance Coverage:
Even if your jewelry simply disappears without a clear explanation, you’re still covered, whether it’s lost, stolen, or misplaced.
Natural Disasters Coverage:
You are covered if your jewelry is damaged by a natural disaster, such as a flood, tornado, or hurricane.
Normal Wear & Tear Coverage:
Your policy includes coverage for the gradual wear and tear that occurs over time. You’ll receive compensation for repairs such as prong retipping, broken earring posts, clasp replacement, restringing of broken or stretched pearl strands, and stone tightening, etc.
Potential Savings to Explore:
Insurance discounts can differ depending on the insurance provider you select. It is important to note that not all carriers offer the same discounts.
Flexi-Bundle™ & Save:
Flexi-Bundle™ Discount: Combine up to four insurance products and select from up to four insurance carriers.
Frequently Asked Questions
Please Note:
At Insurish, we provide general information on insurance products to help you grasp their different aspects. It’s important to note that this information isn’t an insurance policy and doesn’t pertain to any specific carrier’s policy. It doesn’t alter any provisions, limitations, or exclusions expressly stated in an insurance policy. Descriptions of coverages, discounts, and features are concise. For a comprehensive understanding of specific policy details, we recommend reading the applicable policy and consulting an Insurish agent. Coverages and features vary by insurer and state and may not be available in all states. Coverage for accidents or losses depends on the terms and conditions of the actual insurance policy. References to premiums, losses, deductibles, and costs are illustrative and may not apply to your circumstances. Insurish is not liable for the content of third-party sites linked from this page.