Compare Dwelling Fire Insurance That Fits Your Needs

Whether you own a rental property, seasonal home, vacant home, or another non-owner-occupied property, we’ll help you compare your options and choose dwelling fire insurance that’s right for your property and your budget.

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No pressure. No obligation. Just helpful guidance.

Why Customers Choose Insurish

We’ll do the work, explain your options, and help you choose the coverage that’s right for you.

Experienced Agents. Clear Advice.

Insurance can get complicated. Our agents help make it clearer.

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Fast, Easy, and Hassle-Free

Spend less time on insurance. Focus more on what matters to you.

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Flexi-Bundle® More Options

A new way to bundle insurance coverages and find savings.

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Free SpotCheck® Coverage Review

Get a no-obligation second opinion on your coverage and price.

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What Dwelling Fire Insurance Helps Protect

Dwelling fire insurance is designed for homes that aren’t your primary residence. The right policy helps protect your property, your investment, and your financial future.

Your Property

Protection for the dwelling against covered losses such as fire, wind, hail, vandalism, theft, and other covered events.

Your Investment

Whether you own one property or several, the right coverage helps protect the investment you worked hard to build.

Your Financial Future

Liability coverage helps protect you financially if you’re responsible for injuries or property damage to others.

The Right Policy

Not every property needs the same coverage. We’ll help you determine whether a DP-1, DP-2, or DP-3 policy is the best fit.

Other Structures

Protection for covered detached structures on your property, such as sheds, garages, fences, decks, or carports.

Peace of Mind

Own your property with confidence knowing you have coverage designed to protect what matters most.

Understanding Dwelling Fire Policies

DP-1 (Basic Protection)

The most basic level of coverage and typically the lowest-cost option. Often used for properties that need limited protection.

DP-2 (Better Protection)

Provides broader protection than DP-1 and is a good fit for many rental and seasonal properties.s coverage.

DP-3 (Best Prorection)

The broadest protection for many rental properties and is often the preferred choice for landlords looking for top coverage.

Getting Your Dwelling Fire Insurance Quote Started Is Fast and Easy

Connect your current dwelling fire insurance online or talk directly to an Insurish agent.

Connect Your Dwelling Fire Insurance

Connect one policy or all your current policies – it’s up to you.

  • Takes just a few minutes
  • Uses a secure link from Canopy Connect
  • Lets us review your current coverage & prepare options
  • Saves you time – No need to gather policy information

Talk with an Agent

Prefer to work directly with an Insurish agent?

Insurance coverage availability, limits, and discounts vary by state and insurance company. Coverage descriptions on this page are for general informational purposes only and do not replace the terms of an insurance policy. A licensed agent can help review your specific situation and recommend appropriate coverage options.