Terms of Use

Welcome to the Insurish website (“Website”). These Terms of Use (“Terms”) govern your access to and use of this Website, which is owned and operated by Virtual Insurance Agency LLC d/b/a Insurish (“Insurish,” “we,” “our,” or “us”).

By accessing or using this Website, you agree to these Terms. If you do not agree, please do not use this Website.

1. Use of This Website

You may use this Website to learn about our insurance products and services, request insurance quotes, communicate with our agency, and access other resources we make available.

You agree to use this Website only for lawful purposes and in accordance with these Terms.

2. Eligibility

By using this Website, you represent that you are at least 18 years old or have reached the age of majority in your state or jurisdiction.

If you are under 18, you may use this Website only with the involvement of a parent or legal guardian.

3. Insurance Information

The information provided on this Website is for general informational purposes only.

Insurance coverage, policy availability, eligibility, pricing, discounts, and underwriting decisions are determined by the individual insurance companies we represent and may vary based on your circumstances.

Nothing on this Website constitutes a guarantee of coverage or an offer to insure.

Quotes are subject to verification, underwriting approval, and applicable policy terms and conditions.

4. Quote Requests

When you request an insurance quote or submit information through this Website, you represent that the information you provide is accurate and complete.

Providing inaccurate or misleading information may affect your eligibility for insurance coverage or the accuracy of any quotes provided.

5. SMS Communications

If you choose to receive text messages from Insurish, you agree to receive SMS communications related to your insurance inquiries, policies, appointments, service updates, and other customer service communications.

By providing your mobile phone number and opting in, you consent to receive text messages from Insurish.

Message frequency may vary.

Message and data rates may apply.

You may opt out at any time by replying:

STOP

For assistance, reply:

HELP

or contact us at:

Phone: (248) 458-4357

Email: info@insurish.com

Your SMS consent and mobile phone number will not be sold or shared with third parties for marketing purposes.

For additional information about how we collect and use your information, please review our Privacy Policy.

6. Acceptable Use

You agree not to:

• Use the Website for any unlawful purpose.
• Attempt to gain unauthorized access to the Website or its systems.
• Interfere with the operation or security of the Website.
• Upload malicious software or harmful code.
• Use automated tools, robots, or scraping technologies to copy Website content without permission.
• Impersonate another individual or organization.
• Violate any applicable federal, state, or local laws.

7. Intellectual Property

All content on this Website—including text, graphics, logos, images, icons, videos, downloadable materials, and other content—is owned by or licensed to Insurish and is protected by applicable copyright, trademark, and intellectual property laws.

You may not reproduce, distribute, modify, publish, or use any Website content without our prior written permission.

8. Third-Party Links

This Website may contain links to third-party websites for your convenience.

Insurish is not responsible for the content, security, privacy practices, or availability of third-party websites and does not endorse their products or services unless expressly stated.

9. Disclaimer

THIS WEBSITE IS PROVIDED “AS IS” AND “AS AVAILABLE.”

TO THE MAXIMUM EXTENT PERMITTED BY LAW, INSURISH DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR THAT THE WEBSITE WILL OPERATE WITHOUT INTERRUPTION OR ERROR.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, INSURISH SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THIS WEBSITE OR YOUR INABILITY TO USE THIS WEBSITE.

11. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State of Michigan, without regard to its conflict of law principles.

12. Changes to These Terms

We may update these Terms from time to time.

Changes become effective immediately upon posting the revised Terms on this Website. Your continued use of the Website after changes are posted constitutes your acceptance of the updated Terms.

13. Contact Us

If you have questions regarding these Terms of Use, please contact us:

Virtual Insurance Agency LLC d/b/a Insurish

133 W. Main Street, Suite 101

Northville, MI 48167

Phone: (248) 458-4357

Email: info@insurish.com

Website: insurish.com